A parents’ guide for getting out of debt.
1. Your net not your gross.
Even though your annual salary is $100,000, you are actually making about $70,000 after taxes. You should plan to live on $70,000 annually not $100,000.
2. Needs not Wants.
Do you really need the latest LCD TV, hip iPod, or designer jeans? […]

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According to the New York Times,
“The United States Census Bureau has computed dozens of statistics like these about the school year. This month alone, it found, Americans will spend an estimated $7.1 billion on shopping at family clothing stores and $2.1 billion at bookstores, much of it presumably for back-to-school purchases. It is a volume […]

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A friend of mine sent me the short story below that I felt that I had to share with you.
A boat docked in a tiny village. A tourist complimented a fisherman on the quality of his fish and asked how long it took him to catch them.
“Not very long,” answered the fisherman.
“But then, why […]

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