brkod

No, I am not late;rather this post reflects on a promise most of us made to ourselves about one month ago.Last week, I read a survey the stated that more than 50% of people either forget and just gave up their new year resolutions.I never liked new years resolution because they are hard to follow […]

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A parents’ guide for getting out of debt.
1. Your net not your gross.
Even though your annual salary is $100,000, you are actually making about $70,000 after taxes. You should plan to live on $70,000 annually not $100,000.
2. Needs not Wants.
Do you really need the latest LCD TV, hip iPod, or designer jeans? […]

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